Free Investor Portfolio Assessment

Find the Hidden Risks, Gaps and Blind Spots in Your Portfolio

Your answers are assessed using the Investor Progression Model, our research based framework for diagnosing private investor quality.

Discover what type of investor you are:

🟥 Reactive Investor

🟧 Lucky Investor

🟨 Conservative Compounder

🟩 Structured Compounder

Already used by investors across

🇬🇧 United Kingdom 🇺🇸 United States 🇦🇺 Australia 🇩🇪 Germany 🇸🇬 Singapore 🇧🇷 Brazil 🇫🇷 France 🇯🇵 Japan 🇨🇦 Canada 🇳🇱 Netherlands 🇦🇷 Argentina 🇮🇪 Ireland 🇪🇸 Spain 🇳🇿 New Zealand 🇿🇦 South Africa

Discover where your portfolio sits on the Investor Progression Model

Section 1: Your Decision System

1. Do you have a clearly defined investment strategy?

No - I mostly make decisions as opportunities arise

I have a general approach, but it is mostly in my head

Yes - I have a clear strategy that guides my decisions

Yes - I have a documented strategy with rules and review points

2. Do you have target allocations for your portfolio?

Roughly but not formally tracked

Yes, for broad areas such as asset classes, sectors or geographies

Yes, with defined target ranges that I monitor over time

3. Do you have written rules for buying investments?

Informal rules

Yes, I use criteria before buying

Yes, I used a structured process including quality, valuation and portfolio fit

4. Do you have written rules for selling or trimming investments?

Informal rules

Yes, I have broad sell or trim criteria

Yes, I have defined rules for thesis failure, valuation, concentration and rebalancing

5. Do you benchmark your portfolio?

Occasionally, but not consistently

Yes, against a market index or personal target

Yes, regularly, using a benchmark that reflects my portfolio strategy

6. How do you review your portfolio?

I mainly check performance when markets move

I review it occasionally

I review it on a regular schedule

I review it on a regular schedule and assess allocation, risk, performance and portfolio quality

Section 2: Your Portfolio's Compounding Engine

7. How much of your portfolio is invested in assets you believe can compound strongly over the long-term?

I am not sure

A small proportion

A meaningful proportion

The majority of my portfolio is built around long-term compounding assets

8. How do you assess the quality of the investments you own?

I do not assess quality in a structured way

I mainly rely on brand familiarity, past performance or general confidence

I look at basic quality indicators such as profitability, balance sheet strength or dividend record

I assess quality using clear criteria such as profitability, cash generation, competitive position, reinvestment runway and valuation

9. Do you understand your portfolio’s concentration risk?

Approximately

Yes, I know my largest holding and largest sector exposure

Yes, I track concentration by holding, sector, geography and overlapping fund exposure

10. Does your portfolio contain overlapping funds, duplicated exposure or holdings that perform the same role?

I do not know

Probably, but I have not checked properly

Some overlap, but I broadly understand it

I actively monitor overlap and remove unnecessary duplication

11. Which statement best describes your portfolio today?

It is a collection of investments I have accumulated over time

It is broadly diversified but not especially structured

It is disciplined and risk-controlled, but probably cautious or underpowered

It is intentionally built around high-quality assets, sensible diversification and long-term compounding

Section 3: Outcome Reliability

12. How well do you understand what has driven your portfolio returns?

I mainly know whether I am up or down

I know my overall performance, but not what has driven it

I understand which holdings or funds have contributed most

I understand performance versus benchmark, key return drivers, concentration effects and whether returns are repeatable

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You'll discover

✔ Which of the four investor types you really are

✔ Why your portfolio is performing the way it is

✔ Your biggest hidden blind spot

✔ Your next step towards becoming a Structured Compounder

Built on the Investor Progression Model - our research-based framework for diagnosing private investor portfolio quality.

Used by 100+ investors managing real portfolios with a long-term, compounding approach

“This isn’t just a tracker, it changed how I make decisions. I’ve stopped guessing and started making structured decisions.”

— Tamara (Chicago, IL)

“This feels like a professional system, not a spreadsheet. It’s how investing should be done if you’re serious about it.”

— Nilesh (Delhi, India)

“For the first time I actually feel in control of my portfolio. Everything is structured and I know exactly what I’m doing.”

— Nathan (Devon, UK)